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Insurance Products
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Request an Auto Insurance Quote. Automobile
Insurance is one of the two crucial building blocks of a Personal
Insurance Protection Package.
If constructed correctly in conjunction with a great plan and a
qualified counselor like Fraleigh and Rakow your coverage will be available and adequate at the
time of loss. "You will know the true cost of your insurance at the time of a loss." -Greg
Rakow, CIC Automobile insurance
consists of several separate but important segments: In the most simple terms Liability - this is your protection against a lawsuit that
is a result of a car accident you are involved in. It
will pay your attorney fees as well as compensatory
damages.
Property
Damage - This is coverage for damage to the property of a third party.
Medical
Payments - Minor injury coverage, used to avoid a lawsuit. Personal
Injury Protection
– Covers you and your passengers medical bills immediately and is
recoverable from an at fault party. Uninsured
& Underinsured Motorist
– Coverage for you if you are in an accident with a 3rd party with no
insurance or less coverage then you have. Comprehensive – Coverage for Physical Damage to your vehicle
from various causes such as fire, theft, vandalism, animals as well as
coverage for the window glass. Collision - Coverage for Physical Damage to your vehicle
from contact with any inanimate object. Towing – Coverage for the towing of you vehicle after a
covered loss. Rental
– Coverage for a rental vehicle if you lose the
use of your car from a covered loss. Come
in or call or email Fraleigh and Rakow for further education on the
intricacies of your insurance plan and more importantly your needs.
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